Pawnshop Rate Chart |
Maximum Rates for One-month Loans
For use from July 1, 2005 to June 30, 2006 only (rate charts from previous years also available)
| Amount Loaned | APR Equivalent |
|
$0.01-$162.00
|
APR 240% |
|
$162.01-$1,080.00
|
APR 180% |
|
$1,080.01-$1,620.00
|
APR 30% |
|
$1,620.01-$13,500.00
|
APR 12% |
| $AMT | MONTH CHARGE |
DAILY CHARGE |
$AMT | MONTH CHARGE |
DAILY CHARGE |
$AMT | MONTH CHARGE |
DAILY CHARGE |
$AMT | MONTH CHARGE |
DAILY CHARGE |
|||
|
1
|
0.20
|
0.0067
|
51
|
10.20
|
0.3400
|
105
|
21.00
|
0.7000
|
360
|
54.00
|
1.8000
|
|||
|
2
|
0.40
|
0.0133
|
52
|
10.40
|
0.3467
|
110
|
22.00
|
0.7333
|
370
|
55.50
|
1.8500
|
|||
|
3
|
0.60
|
0.0200
|
53
|
10.60
|
0.3533
|
115
|
23.00
|
0.7667
|
380
|
57.00
|
1.9000
|
|||
|
4
|
0.80
|
0.0267
|
54
|
10.80
|
0.3600
|
120
|
24.00
|
0.8000
|
390
|
58.50
|
1.9500
|
|||
|
5
|
1.00
|
0.0333
|
55
|
11.00
|
0.3667
|
125
|
25.00
|
0.8333
|
400
|
60.00
|
2.0000
|
|||
|
6
|
1.20
|
0.0400
|
56
|
11.20
|
0.3733
|
130
|
26.00
|
0.8667
|
410
|
61.50
|
2.0500
|
|||
|
7
|
1.40
|
0.0467
|
57
|
11.40
|
0.3800
|
135
|
27.00
|
0.9000
|
420
|
63.00
|
2.1000
|
|||
|
8
|
1.60
|
0.0533
|
58
|
11.60
|
0.3867
|
140
|
28.00
|
0.9333
|
430
|
64.50
|
2.1500
|
|||
|
9
|
1.80
|
0.0600
|
59
|
11.80
|
0.3933
|
145
|
29.00
|
0.9667
|
440
|
66.00
|
2.2000
|
|||
|
10
|
2.00
|
0.0667
|
60
|
12.00
|
0.4000
|
150
|
30.00
|
1.0000
|
450
|
67.50
|
2.2500
|
|||
|
11
|
2.20
|
0.0733
|
61
|
12.20
|
0.4067
|
155
|
31.00
|
1.0333
|
460
|
69.00
|
2.3000
|
|||
|
12
|
2.40
|
0.0800
|
62
|
12.40
|
0.4133
|
160
|
32.00
|
1.0667
|
470
|
70.50
|
2.3500
|
|||
|
13
|
2.60
|
0.0867
|
63
|
12.60
|
0.4200
|
165
|
24.75
|
0.8250
|
480
|
72.00
|
2.4000
|
|||
|
14
|
2.80
|
0.0933
|
64
|
12.80
|
0.4267
|
170
|
25.50
|
0.8500
|
490
|
73.50
|
2.4500
|
|||
|
15
|
3.00
|
0.1000
|
65
|
13.00
|
0.4333
|
175
|
26.25
|
0.8750
|
500
|
75.00
|
2.5000
|
|||
|
16
|
3.20
|
0.1067
|
66
|
13.20
|
0.4400
|
180
|
27.00
|
0.9000
|
525
|
78.75
|
2.6250
|
|||
|
17
|
3.40
|
0.1133
|
67
|
13.40
|
0.4467
|
185
|
27.75
|
0.9250
|
550
|
82.50
|
2.7500
|
|||
|
18
|
3.60
|
0.1200
|
68
|
13.60
|
0.4533
|
190
|
28.50
|
0.9500
|
575
|
86.25
|
2.8750
|
|||
|
19
|
3.80
|
0.1267
|
69
|
13.80
|
0.4600
|
195
|
29.25
|
0.9750
|
600
|
90.00
|
3.0000
|
|||
|
20
|
4.00
|
0.1333
|
70
|
14.00
|
0.4667
|
200
|
30.00
|
1.0000
|
625
|
93.75
|
3.1250
|
|||
|
21
|
4.20
|
0.1400
|
71
|
14.20
|
0.4733
|
205
|
30.75
|
1.0250
|
650
|
97.50
|
3.2500
|
|||
|
22
|
4.40
|
0.1467
|
72
|
14.40
|
0.4800
|
210
|
31.50
|
1.0500
|
675
|
101.25
|
3.3750
|
|||
|
23
|
4.60
|
0.1533
|
73
|
14.60
|
0.4867
|
215
|
32.25
|
1.0750
|
700
|
105.00
|
3.5000
|
|||
|
24
|
4.80
|
0.1600
|
74
|
14.80
|
0.4933
|
220
|
33.00
|
1.1000
|
725
|
108.75
|
3.6250
|
|||
|
25
|
5.00
|
0.1667
|
75
|
15.00
|
0.5000
|
225
|
33.75
|
1.1250
|
750
|
112.50
|
3.7500
|
|||
|
26
|
5.20
|
0.1733
|
76
|
15.20
|
0.5067
|
230
|
34.50
|
1.1500
|
775
|
116.25
|
3.8750
|
|||
|
27
|
5.40
|
0.1800
|
77
|
15.40
|
0.5133
|
235
|
35.25
|
1.1750
|
800
|
120.00
|
4.0000
|
|||
|
28
|
5.60
|
0.1867
|
78
|
15.60
|
0.5200
|
240
|
36.00
|
1.2000
|
825
|
123.75
|
4.1250
|
|||
|
29
|
5.80
|
0.1933
|
79
|
15.80
|
0.5267
|
245
|
36.75
|
1.2250
|
850
|
127.50
|
4.2500
|
|||
|
30
|
6.00
|
0.2000
|
80
|
16.00
|
0.5333
|
250
|
37.50
|
1.2500
|
875
|
131.25
|
4.3750
|
|||
|
31
|
6.20
|
0.2067
|
81
|
16.20
|
0.5400
|
255
|
38.25
|
1.2750
|
900
|
135.00
|
4.5000
|
|||
|
32
|
6.40
|
0.2133
|
82
|
16.40
|
0.5467
|
260
|
39.00
|
1.3000
|
925
|
138.75
|
4.6250
|
|||
|
33
|
6.60
|
0.2200
|
83
|
16.60
|
0.5533
|
265
|
39.75
|
1.3250
|
950
|
142.50
|
4.7500
|
|||
|
34
|
6.80
|
0.2267
|
84
|
16.80
|
0.5600
|
270
|
40.50
|
1.3500
|
975
|
146.25
|
4.8750
|
|||
|
35
|
7.00
|
0.2333
|
85
|
17.00
|
0.5667
|
275
|
41.25
|
1.3750
|
1000
|
150.00
|
5.0000
|
|||
|
36
|
7.20
|
0.2400
|
86
|
17.20
|
0.5733
|
280
|
42.00
|
1.4000
|
1100
|
27.50
|
0.9167
|
|||
|
37
|
7.40
|
0.2467
|
87
|
17.40
|
0.5800
|
285
|
42.75
|
1.4250
|
1200
|
30.00
|
1.0000
|
|||
|
38
|
7.60
|
0.2533
|
88
|
17.60
|
0.5867
|
290
|
43.50
|
1.4500
|
1300
|
32.50
|
1.0833
|
|||
|
39
|
7.80
|
0.2600
|
89
|
17.80
|
0.5933
|
295
|
44.25
|
1.4750
|
1400
|
35.00
|
1.1667
|
|||
|
40
|
8.00
|
0.2667
|
90
|
18.00
|
0.6000
|
300
|
45.00
|
1.5000
|
1500
|
37.50
|
1.2500
|
|||
|
41
|
8.20
|
0.2733
|
91
|
18.20
|
0.6067
|
305
|
45.75
|
1.5250
|
2000
|
20.00
|
0.6667
|
|||
|
42
|
8.40
|
0.2800
|
92
|
18.40
|
0.6133
|
310
|
46.50
|
1.5500
|
2500
|
25.00
|
0.8333
|
|||
|
43
|
8.60
|
0.2867
|
93
|
18.60
|
0.6200
|
315
|
47.25
|
1.5750
|
3000
|
30.00
|
1.0000
|
|||
|
44
|
8.80
|
0.2933
|
94
|
18.80
|
0.6267
|
320
|
48.00
|
1.6000
|
4000
|
40.00
|
1.3333
|
|||
|
45
|
9.00
|
0.3000
|
95
|
19.00
|
0.6333
|
325
|
48.75
|
1.6250
|
5000
|
50.00
|
1.6667
|
|||
|
46
|
9.20
|
0.3067
|
96
|
19.20
|
0.6400
|
330
|
49.50
|
1.6500
|
6000
|
60.00
|
2.0000
|
|||
|
47
|
9.40
|
0.3133
|
97
|
19.40
|
0.6467
|
335
|
50.25
|
1.6750
|
7500
|
75.00
|
2.5000
|
|||
|
48
|
9.60
|
0.3200
|
98
|
19.60
|
0.6533
|
340
|
51.00
|
1.7000
|
9000
|
90.00
|
3.0000
|
|||
|
49
|
9.80
|
0.3267
|
99
|
19.80
|
0.6600
|
345
|
51.75
|
1.7250
|
10000
|
100.00
|
3.3333
|
|||
|
50
|
10.00
|
0.3333
|
100
|
20.00
|
0.6667
|
350
|
52.50
|
1.7500
|
13500
|
135.00
|
4.5000
|
 |
