Pawnshop Rate Chart |
Maximum Rates for One-month Loans
For use from July 1, 2004 to June 30, 2005 only (rate charts from previous years also available)
| Amount Loaned | APR Equivalent |
|
$0.01–$156
|
APR 240% |
|
$156.01–$1,040
|
APR 180% |
|
$1,040.01–$1,560
|
APR 30% |
|
$1,560.01–$13,000
|
APR 12% |
|
$
Amt
|
Monthly Charge
|
Daily Charge
|
$
Amt
|
Monthly Charge
|
Daily Charge
|
$ Amt
|
Monthly Charge
|
Daily Charge
|
$ Amt
|
Monthly Charge
|
Daily Charge
|
|||
| $1 | 0.20 | 0.0067 | $51 | 10.20 | 0.3400 | $105 | 21.00 | 0.7000 | $360 | 54.00 | 1.8000 | |||
| $2 | 0.40 | 0.0133 | $52 | 10.40 | 0.3467 | $110 | 22.00 | 0.7333 | $370 | 55.50 | 1.8500 | |||
| $3 | 0.60 | 0.0200 | $53 | 10.60 | 0.3533 | $115 | 23.00 | 0.7667 | $380 | 57.00 | 1.9000 | |||
| $4 | 0.80 | 0.0267 | $54 | 10.80 | 0.3600 | $120 | 24.00 | 0.8000 | $390 | 58.50 | 1.9500 | |||
| $5 | 1.00 | 0.0333 | $55 | 11.00 | 0.3667 | $125 | 25.00 | 0.8333 | $400 | 60.00 | 2.0000 | |||
| $6 | 1.20 | 0.0400 | $56 | 11.20 | 0.3733 | $130 | 26.00 | 0.8667 | $410 | 61.50 | 2.0500 | |||
| $7 | 1.40 | 0.0467 | $57 | 11.40 | 0.3800 | $135 | 27.00 | 0.9000 | $420 | 63.00 | 2.1000 | |||
| $8 | 1.60 | 0.0533 | $58 | 11.60 | 0.3867 | $140 | 28.00 | 0.9333 | $430 | 64.50 | 2.1500 | |||
| $9 | 1.80 | 0.0600 | $59 | 11.80 | 0.3933 | $145 | 29.00 | 0.9667 | $440 | 66.00 | 2.2000 | |||
| $10 | 2.00 | 0.0667 | $60 | 12.00 | 0.4000 | $150 | 30.00 | 1.0000 | $450 | 67.50 | 2.2500 | |||
| $11 | 2.20 | 0.0733 | $61 | 12.20 | 0.4067 | $155 | 23.25 | 0.7750 | $460 | 69.00 | 2.3000 | |||
| $12 | 2.40 | 0.0800 | $62 | 12.40 | 0.4133 | $160 | 24.00 | 0.8000 | $470 | 70.50 | 2.3500 | |||
| $13 | 2.60 | 0.0867 | $63 | 12.60 | 0.4200 | $165 | 24.75 | 0.8250 | $480 | 72.00 | 2.4000 | |||
| $14 | 2.80 | 0.0933 | $64 | 12.80 | 0.4267 | $170 | 25.50 | 0.8500 | $490 | 73.50 | 2.4500 | |||
| $15 | 3.00 | 0.1000 | $65 | 13.00 | 0.4333 | $175 | 26.25 | 0.8750 | $500 | 75.00 | 2.5000 | |||
| $16 | 3.20 | 0.1067 | $66 | 13.20 | 0.4400 | $180 | 27.00 | 0.9000 | $525 | 78.75 | 2.6250 | |||
| $17 | 3.40 | 0.1133 | $67 | 13.40 | 0.4467 | $185 | 27.75 | 0.9250 | $550 | 82.50 | 2.7500 | |||
| $18 | 3.60 | 0.1200 | $68 | 13.60 | 0.4533 | $190 | 28.50 | 0.9500 | $575 | 86.25 | 2.8750 | |||
| $19 | 3.80 | 0.1267 | $69 | 13.80 | 0.4600 | $195 | 29.25 | 0.9750 | $600 | 90.00 | 3.0000 | |||
| $20 | 4.00 | 0.1333 | $70 | 14.00 | 0.4667 | $200 | 30.00 | 1.0000 | $625 | 93.75 | 3.1250 | |||
| $21 | 4.20 | 0.1400 | $71 | 14.20 | 0.4733 | $205 | 30.75 | 1.0250 | $650 | 97.50 | 3.2500 | |||
| $22 | 4.40 | 0.1467 | $72 | 14.40 | 0.4800 | $210 | 31.50 | 1.0500 | $675 | 101.25 | 3.3750 | |||
| $23 | 4.60 | 0.1533 | $73 | 14.60 | 0.4867 | $215 | 32.25 | 1.0750 | $700 | 105.00 | 3.5000 | |||
| $24 | 4.80 | 0.1600 | $74 | 14.80 | 0.4933 | $220 | 33.00 | 1.1000 | $725 | 108.75 | 3.6250 | |||
| $25 | 5.00 | 0.1667 | $75 | 15.00 | 0.5000 | $225 | 33.75 | 1.1250 | $750 | 112.50 | 3.7500 | |||
| $26 | 5.20 | 0.1733 | $76 | 15.20 | 0.5067 | $230 | 34.50 | 1.1500 | $775 | 116.25 | 3.8750 | |||
| $27 | 5.40 | 0.1800 | $77 | 15.40 | 0.5133 | $235 | 35.25 | 1.1750 | $800 | 120.00 | 4.0000 | |||
| $28 | 5.60 | 0.1867 | $78 | 15.60 | 0.5200 | $240 | 36.00 | 1.2000 | $825 | 123.75 | 4.1250 | |||
| $29 | 5.80 | 0.1933 | $79 | 15.80 | 0.5267 | $245 | 36.75 | 1.2250 | $850 | 127.50 | 4.2500 | |||
| $30 | 6.00 | 0.2000 | $80 | 16.00 | 0.5333 | $250 | 37.50 | 1.2500 | $875 | 131.25 | 4.3750 | |||
| $31 | 6.20 | 0.2067 | $81 | 16.20 | 0.5400 | $255 | 38.25 | 1.2750 | $900 | 135.00 | 4.5000 | |||
| $32 | 6.40 | 0.2133 | $82 | 16.40 | 0.5467 | $260 | 39.00 | 1.3000 | $925 | 138.75 | 4.6250 | |||
| $33 | 6.60 | 0.2200 | $83 | 16.60 | 0.5533 | $265 | 39.75 | 1.3250 | $950 | 142.50 | 4.7500 | |||
| $34 | 6.80 | 0.2267 | $84 | 16.80 | 0.5600 | $270 | 40.50 | 1.3500 | $975 | 146.25 | 4.8750 | |||
| $35 | 7.00 | 0.2333 | $85 | 17.00 | 0.5667 | $275 | 41.25 | 1.3750 | $1,000 | 150.00 | 5.0000 | |||
| $36 | 7.20 | 0.2400 | $86 | 17.20 | 0.5733 | $280 | 42.00 | 1.4000 | $1,100 | 27.50 | 0.9167 | |||
| $37 | 7.40 | 0.2467 | $87 | 17.40 | 0.5800 | $285 | 42.75 | 1.4250 | $1,200 | 30.00 | 1.0000 | |||
| $38 | 7.60 | 0.2533 | $88 | 17.60 | 0.5867 | $290 | 43.50 | 1.4500 | $1,300 | 32.50 | 1.0833 | |||
| $39 | 7.80 | 0.2600 | $89 | 17.80 | 0.5933 | $295 | 44.25 | 1.4750 | $1,400 | 35.00 | 1.1667 | |||
| $40 | 8.00 | 0.2667 | $90 | 18.00 | 0.6000 | $300 | 45.00 | 1.5000 | $1,500 | 37.50 | 1.2500 | |||
| $41 | 8.20 | 0.2733 | $91 | 18.20 | 0.6067 | $305 | 45.75 | 1.5250 | $2,000 | 20.00 | 0.6667 | |||
| $42 | 8.40 | 0.2800 | $92 | 18.40 | 0.6133 | $310 | 46.50 | 1.5500 | $2,500 | 25.00 | 0.8333 | |||
| $43 | 8.60 | 0.2867 | $93 | 18.60 | 0.6200 | $315 | 47.25 | 1.5750 | $3,000 | 30.00 | 1.0000 | |||
| $44 | 8.80 | 0.2933 | $94 | 18.80 | 0.6267 | $320 | 48.00 | 1.6000 | $4,000 | 40.00 | 1.3333 | |||
| $45 | 9.00 | 0.3000 | $95 | 19.00 | 0.6333 | $325 | 48.75 | 1.6250 | $5,000 | 50.00 | 1.6667 | |||
| $46 | 9.20 | 0.3067 | $96 | 19.20 | 0.6400 | $330 | 49.50 | 1.6500 | $6,000 | 60.00 | 2.0000 | |||
| $47 | 9.40 | 0.3133 | $97 | 19.40 | 0.6467 | $335 | 50.25 | 1.6750 | $7,500 | 75.00 | 2.5000 | |||
| $48 | 9.60 | 0.3200 | $98 | 19.60 | 0.6533 | $340 | 51.00 | 1.7000 | $9,000 | 90.00 | 3.0000 | |||
| $49 | 9.80 | 0.3267 | $99 | 19.80 | 0.6600 | $345 | 51.75 | 1.7250 | $10,000 | 100.00 | 3.3333 | |||
| $50 | 10.00 | 0.3333 | $100 | 20.00 | 0.6667 | $350 | 52.50 | 1.7500 | $13,000 | 125.00 | 4.1667 |
 |
