Texas Credit Laws

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Texas Finance Code by Chapter These are direct links to the Texas Constitution and Statutes Website

Chapter 1. General Provisions Chapter 11. Finance Commission of Texas Chapter 14. Consumer Credit Commissioner Chapter 301. General Provisions Chapter 302. Interest Rates Chapter 303. Optional Rate Ceilings Chapter 304. Judgment Interest Chapter 305. Penalties and Remedies Chapter 306. Commercial Transactions Chapter 307. Collateral Protection Insurance CHAPTER 308. Consumer Credit Protections Chapter 339. Miscellaneous Provisions Relating to Interest Chapter 341. General Provisions

Chapter 342. Consumer Loans Chapter 343. Home Loans Chapter 345. Retail Installment Sales Chapter 346. Revolving Credit Accounts Chapter 347. Manufactured Home Credit Transactions Chapter 348. Motor Vehicle Installment Sales Chapter 349. Penalties and Liabilities Chapter 350. Requirements and Limitations Applicable to Consumer Creditors not Licensed or Registered Under this Title. Chapter 351. Property Tax Lenders Chapter 352. Tax Refund Anticipation Loans Chapter 371. Pawnshops Chapter 391. Furnishing False Credit Information Chapter 392. Debt Collection Chapter 393. Credit Services Organizations Chapter 394. Debtor Assistance Chapter 1956. Texas Occupations Code

Administrative Rules

• Regulated Lenders Rules
• Home Equity Rules
• Motor Vehicle Installment Sales Rules
• Pawnshop Rules
• Property Tax Lender Rules
• Tax Refund Anticipation Loans
• Crafted Precious Metal Dealers
• Credit Access Businesses

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Miscellaneous Statutes (printer-friendly PDF version)

 

 

Last Updated: Wednesday, January 18, 2012